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Personal Finance

What is Credit Card Breakage

What is Credit Card Breakage?

person Abby Pesek
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At first, the term “credit card breakage” may look like a typo because “breakage” is most commonly used in relation to gift cards, but there’s much more to it than that. In the retail and payments industry, breakage is a term merchants use to describe the un-redeemed value that consumers hold in gift cards, airline…
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Stop Making These Three Money Mistakes

person Erica Holland
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Photo by rawpixel on Unsplash   Nowadays, it seems like everyone is consistently on-the-go. We all live busy and active lives, and it’s impossible to keep everything organized all the time. So it’s safe to say that our personal finances sometimes fall through the cracks. While you don’t always need to be thinking about money, there are a…

3 Ways to Save Up for a Summer Vacation

person Erica Holland
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  The warmer temps are finally here to stay, which means it’s time to start planning your summer vacation! Whether you’re headed to the beach, the mountains, or enjoying a staycation, here are some ways you can embrace the season with some extra cash lining your pockets. 1. Earn extra side cash. In this age…
Paying Down Your Debt For Good

3 Easy Steps to Paying Down Your Debt For Good

person Erica Holland
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  Consumer debt is a widespread issue here in the U.S. Last year, Americans owed over $2 trillion in student loans and credit card debt! The problem is that living with high-interest debt is crippling, and many people just don’t know where to start to pay it down. Whether you took on student loans to…
Apps to Help You Manage Your Money

3 Apps to Help You Manage Your Money

person Erica Holland
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  The premise of managing your own money is a daunting one. But in this digital age, technology platforms are making it increasingly easier to track, save and spend your money in a savvy way. These three apps are must-haves for improving your financial health.   Personal Capital Think about all the accounts that comprise…

3 Simple Steps to Build a Budget That Actually Works

person Erica Holland
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Photo by Alejandro Escamilla   Build a budget. Doesn’t usually rise to the top of our to-do lists. But no one can deny the importance of regulating our spending and being intentional with our saving. The thing is, building a budget doesn’t have to be a menial task that is destined for failure. The right kind…
easy ways to boost credit score

3 Easy Ways to Boost Your Credit Score

person Erica Holland
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  It’s no secret that your credit score is an important number to know. Sure, it impacts whether you are approved for a credit card. But it is so much more than that! Your credit score influences your approval for an apartment lease. The security deposit on your utility bills. The premiums on your insurance…
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