Frequently Asked Questions

Is this a credit card?
Yes we have 3 credit card products (details above), each are issued by our banking partner Commerce Bank, founded over 150 years ago and ranked by Moody’s as one of the top 7 banks in the country for their credit strength. Any of our products can be used around the world wherever Mastercard^® is accepted.

What’s the interest rate?
Our interest rates are below the national average. The consumer card and business card interest rates are different so please look on the unique card details page for correct financial information.

Will adding a new credit card for myself or my business hurt my credit score?
It’s a common myth that getting a new credit card will hurt your personal credit score. However, it will likely increase your credit score by decreasing your credit utilization rate.  Learn more about this. On the business side, our cards require no personal guarantor or credit check for nonprofits and businesses with 2+ years of financial history.

How can my favorite nonprofit get in touch with you to partner?
We’d love to partner with any nonprofit you are associated with. To get in touch simply head to our nonprofit partnership page to learn more.

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