Make A Difference With Every Purchase
- No Annual Fee
- Tax Deductible²
- Low Interest Rate
How It Works
Your card arrives by mail and is tagged in our system to automatically donate the Cash Back¹ you earn to your chosen nonprofit(s).
Your everyday purchases automatically generate donations at no cost to you.
An easy and effortless way to make a difference at no cost to you.
Every purchase you make automatically donates your cash back to the nonprofit(s) of your choice.
Use your card around the world wherever MasterCard® is accepted.
Get Started By Searching For Your Favorite Nonprofit
Our system automatically includes every nonprofit & school, so you’ll be sure to find yours.
Premium Credit Card Benefits & Features
Tax Deductible
Low Interest Rate
Improve Your Credit Score
Track Your Donations
Easily track your donations through your donation dashboard, plus access a detailed tax receipt.
Fund Up to Three Nonprofits at the Same Time.
When you apply for your card you’ll pick one nonprofit to support.
Once you receive your card you gain access to your Donation Dashboard and can select to fund up to two more nonprofits.
You can change your nonprofits at any time.
Charity Charge is a Public Benefit Corporation based in Austin, Texas
Please consider getting a card of your own and joining a community of like minded people who believe in the importance of giving back and helping others.
Watch the video to learn more.
What our cardholders are saying!
“Charity Charge offers me an easy way to boost my regular donations to the social justice organizations I love, like Conejos Clean Water. Charity Charge has already helped me increase my donations by over $200. It’s simply another great way to give back and help out.”
“Charity Charge was attractive because it allowed me to support the foundation everyday as a donor and it was also an easy way to increase recurring donations.”
“I love that as a cardholder, every purchase I make can be a direct expression of my commitment to the environment. I find myself doing the math on how much my weekly groceries, my purchase of kids’ clothing, my dinner out with friends are contributing to 1% for the Planet. It feels empowering and it makes me feel like I’m able to walk the talk with my everyday purchases.”
Get Started By Searching For Your Favorite Nonprofit
Our system automatically includes every nonprofit & school, so you’ll be sure to find yours.
Featured on The Today Show and many other news outlets.
Thank you for reading this far.
“Always do the right thing” were the words my dad shared with me from childhood until his death from cancer when I was in college. Charity Charge is my way to give back as well as a vehicle for others like you who care to do the same. Read my story.
Stephen Garten
Founder & CEO, Charity Charge
Add the joy of a giving credit card to your wallet!
Application only takes a few minutes.
The Charity Charge World MasterCard® is issued in partnership with Commerce Bank.
For more information or if you prefer to sign up over the phone call Commerce Bank at 1-800-725-0512.
Get personal finance tips & learn about great nonprofits on our blog.
A world-changing movement requires world class partners
Small Print
Learn more about our rates, fees, and other financial information on Commerce Bank’s website.
Disclosures
- A Cash Back redemption is applied as a charitable contribution to the organization(s) of your choosing and will be automatically processed once the minimum criteria has been met. PLEASE REFER TO WWW.COMMERCEBANK.COM/CHARITYTERMS FOR COMPLETE TERMS AND CONDITIONS OF THE CHARITY CHARGE REWARDS PROGRAM.
- Charity Charge represents that your 1% cash back donation is tax deductible.
- “Net Merchandise Purchases” means purchases of merchandise or services on the Account, less any returned merchandise credits or service credits posted to the Account. Net Merchandise Purchases does not include Cash Advances, Balance Transfers or transactions using Convenience Checks or any associated fees, finance charges, traveler’s checks, money orders or associated fees, money transfers or other fees, gaming chips, or fees or premiums for coverage or insurance to protect the balances of an Accountholder’s Account. Questions concerning eligible transactions and what constitutes Net Merchandise Purchases will be determined in the sole discretion of Commerce.
- Customer must notify Commerce Bank within 60 days of receiving the first statement with unauthorized activity. For specific restrictions, limitations and other details, please consult Commerce Bank.
- Certain terms, conditions and exclusions apply. See World Mastercard Guide to Benefits for details.
- FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.