Automatically Donate Your Cash Back to any Nonprofit or School of Your Choice.
- No Annual Fee
- Tax Deductible
- Boost Your Credit Score
We proactively list every single nonprofit & school in United States:
How It Works
Your card arrives by mail and is tagged in our system to automatically donate the cash back you earn to your chosen nonprofit(s).
Your everyday purchases automatically generate donations at no cost to you.
Use your card around the world wherever MasterCard is accepted.
Make a difference with every purchase.
Premium Credit Card Benefits
See Your Impact In Your Donation Dashboard
Fund up to three nonprofits at the same time.
When you apply for your card you’ll pick one nonprofit to support.
Once you receive your card you gain access to your Donation Dashboard and can choose to fund up to two more.
You can change your nonprofits at any time.
Do you already have a credit card that rewards you with bonus points or airlines miles?
Consider doing something that’s truly rewarding.
Add a Charity Charge card to your wallet. Use it whenever you want to do good and feel good.
Did you know?
Our interest rate is below the national average.
We are a Public Benefit Corporation on a mission to make it easy for you to give back.
Our system includes over 2,000,000 nonprofits and schools. Search for yours.
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NEXT STEP
Your card will be tagged to automatically donate the cash back you earn to your chosen cause. You'll have the option to select additional nonprofits to support once you receive your card.
Keep your spending organized by using it for specific things such as your recurring phone, cable, and electric bills.
Featured on The Today Show and many other news outlets.
A world-changing movement requires world class partners
What our cardholders are saying!
“Charity Charge offers me an easy way to boost my regular donations to the social justice organizations I love, like Conejos Clean Water. Charity Charge has already helped me increase my donations by over $200. It’s simply another great way to give back and help out.”
“Charity Charge was attractive because it allowed me to support the foundation everyday as a donor and it was also an easy way to increase recurring donations.”
“I love that as a cardholder, every purchase I make can be a direct expression of my commitment to the environment. I find myself doing the math on how much my weekly groceries, my purchase of kids’ clothing, my dinner out with friends are contributing to 1% for the Planet. It feels empowering and it makes me feel like I’m able to walk the talk with my everyday purchases.”
Thank you for reading this far.
“Always do the right thing” were the words my dad shared with me from childhood until his death from cancer when I was in college. Charity Charge is my way to give back as well as a vehicle for others like you who care to do the same. Read my story.
Stephen Garten
Founder & CEO, Charity Charge
Add the joy of a giving credit card to your wallet!
Application only takes a few minutes.
The Charity Charge World MasterCard is issued in partnership with Commerce Bank.
For more information or if you prefer to sign up over the phone call Commerce Bank at 1-800-725-0512.
Get personal finance tips & learn about great nonprofits on our blog.
Rates
A Genuine Zero Cost Card
No annual fee˜ – first year, or any year.
Purchase Rates – APR
Prime Rate plus 6.99% to 16.99%˜ based on your creditworthiness when you open your account. After that, APR will vary with market based on Prime Rate.
Card Applicability
Focused on people with Average to Excellent credit.
Balance Transfer Fees
Either $10 or 5% of the amount of the Balance Transfer, whichever is greater.
Late Payment Fee
Up to $37
Foreign Transaction Fees
1% of each transaction in U.S. Dollars. 2% of each transaction made in currencies other than U.S. Dollars.