Earn Cash Back that’s Automatically Donated to any Nonprofit or School of Your Choice.
- No Annual Fee
- Tax Deductible
- Boost Your Credit Score(Learn More)
We proactively list every single nonprofit & school in United States:
How It Works
Your card arrives by mail and can be used around the world wherever MasterCard is accepted.
Every purchase you make earns 1% cash back that’s automatically donated to your pre-selected nonprofits.
Things You Should Know
The APR, otherwise known as the interest rate, is below the national average.
Getting a new credit card will most likely improve your credit score, not hurt it.
We underwrite 100% of the donation processing fees. There’s no cost to you or the nonprofits you choose to fund.
See Your Impact In Your Donation Dashboard
Fund up to three nonprofits at the same time.
When you apply for your card you’ll pick one nonprofit to support.
Once you receive your card in the mail you can access your Donation Dashboard and choose up to two more.
You can change your nonprofits at any time.
Try it out! We offer support for every nonprofit.
Nearly 2,000,000 nonprofits and schools to choose from. Search for yours.
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No results found
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NEXT STEP
Your card will be tagged to automatically donate the cash back you earn to your chosen cause. You'll have the option to select additional nonprofits to support once you receive your card.
What’s in your heart?
Featured on The Today Show and many other news outlets.
A world-changing movement requires world class partners
What our cardholders are saying!
“Charity Charge offers me an easy way to boost my regular donations to the social justice organizations I love, like Conejos Clean Water. Charity Charge has already helped me increase my donations by over $200. It’s simply another great way to give back and help out.”
“Charity Charge was attractive because it allowed me to support the foundation everyday as a donor and it was also an easy way to increase recurring donations.”
“I love that as a cardholder, every purchase I make can be a direct expression of my commitment to the environment. I find myself doing the math on how much my weekly groceries, my purchase of kids’ clothing, my dinner out with friends are contributing to 1% for the Planet. It feels empowering and it makes me feel like I’m able to walk the talk with my everyday purchases.”
Thank you for reading this far.
“Always do the right thing”
were the words my dad shared with me from childhood until his death from cancer when I was in college. Charity Charge is my way to give back as well as a vehicle for others like you who care to do the same. Read my story.
Stephen Garten
Founder & CEO, Charity Charge
Add the joy of a giving credit card to your wallet!
Application only takes a few minutes.
The Charity Charge World MasterCard is issued in partnership with Commerce Bank.
For more information or if you prefer to sign up over the phone call Commerce Bank at 1-800-725-0512.
Leading the Charge
Our blog is dedicated to helping you discover trusted nonprofits to support.
Rates
A Genuine Zero Cost Card
No annual fee˜ – first year, or any year.
Purchase Rates – APR
Prime Rate plus 6.99% to 16.99%˜ based on your creditworthiness when you open your account. After that, APR will vary with market based on Prime Rate.
Card Applicability
Focused on people with Average to Excellent credit.
Balance Transfer Fees
Either $10 or 5% of the amount of the Balance Transfer, whichever is greater.
Late Payment Fee
Up to $37
Foreign Transaction Fees
1% of each transaction in U.S. Dollars. 2% of each transaction made in currencies other than U.S. Dollars.