The Nonprofit Credit Card

Control spending in one unified system with our nonprofit corporate card, boasting real-time visibility, robust controls, and simple reconciliation for your entire team.

✔ No Annual Fee
✔ No Personal Guarantee
✔ Built-In Expense Management

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Charity Charge Nonprofit Corporate Credit Card

Nonprofits Served by Charity Charge

Trusted by

Tony Surrette

CFO, Springfield Museum

“It’s saved us so much time already… getting our staff to work on smarter things than looking for receipts or doing spreadsheets to figure out expenses. It’s helped streamline our buying, tracking our expenses, and our receipt keeping. Our accounting process can now track everything right at the source of the spending versus trying to track down things a couple of weeks after the fact.”

Barb TeVogt

Executive Director, Lake Homes Development

“You are helping us save some money actually. By being able to shop at multiple vendors, we’ve really been able to increase what we’re getting for the dollar that we’re spending. On the administrative side, our accounts payable person has split her time by at least half—she’s down to just three hours a month using the system. It has given her time to do something else.”

Control Spending in One Unified System

Our card program combines multiple services into one streamlined platform.

Corporate Cards

Virtual Cards

Expense management

Receipt Capture

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Quit wasting time and resources on fragmented tools and stay focused on your mission.

Centralized Spend
Management

Centralize every purchase across your nonprofit.

Issue physical and virtual cards instantly

Assign cards by role, program, or department

Eliminate reimbursements and manual follow-up

Advanced Real-Time
Spending Controls

Set guardrails without slowing teams down.

Set limits by merchant, category, or dollar amount

Control spending by program or department

Reduce unauthorized purchases and track payments

Built in Expense
Management

Receipts, approvals, and reporting handled automatically, powered by AI.

Receipt capture with AI matching

Custom approval workflows

Real-time transaction visibility

Sync with any ERP

Simplify accounting and reconciliation with robust integration options.

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Sync with tools like QuickBooks, NetSuite, and Sage

Export audit-ready reports and sync to your ledger

Simplify month end close and board reporting

Replace Manual Workflows with Automation

Fewer emails. Fewer spreadsheets. Fewer mistakes.

Digital receipts instead of paper

Automated approvals and exports

Mobile friendly card and expense management

Replace Manual Workflows with Automation

Trusted by Nonprofits Nationwide

Through our nonprofit credit card and other programs, we aim to build a stronger, more financially sound nonprofit community.

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Powered by Global Leaders in Payments

Built on Mastercard’s #1 Corporate Card Issuer, Corpay

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Start Your Guided
Implementation Today

Discovery Call

Speak to a real person about your specific spend needs. We’ll help determine the best path forward before you complete any paperwork.

Dedicated Support

Your dedicated Account Manager will walk you through the application and onboarding process so your expectations are met every step of the way.

Seamless Implementation

Upon approval, you get help with the full implementation process, ensuring you have the cards, reports and integrations you need to run smoothly.

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FAQs

Learn more about the Nonprofit Corporate Card.

Does the Corporate Card require a Personal Guarantee?

No. To ensure alignment with IRS best practices, the Corporate Card is underwritten based on your organization’s financial health and business credit history. This means your board members and executives are not personally liable, protecting their individual credit scores and providing the organization with the higher credit limit it needs.

Are there any fees for the Corporate Card?

No. The Corporate Card has no annual fees, no setup fees, and no per-card fees. Our mission is to provide nonprofits with elite financial tools without the overhead of traditional corporate banking, keeping your funds directed at your mission.

How do I apply for the Corporate Card?

Start by submitting your contact information here, then book a 15 minute consultation to review your spending volume, payment types, and ERP system. This step helps our team recommend a tailored solution. Most organizations receive approval within two to three business days. Card distribution and ERP configuration follow shortly after, and many organizations go live within two weeks.

What kind of support do we receive if there’s an issue?

You will work with one dedicated specialist throughout the application, onboarding, and implementation process. There is also 24/7 support for technical issues, lost cards, or other time-sensitive requests. During business hours, you have the option to call or email for one-on-one support.

Can I set specific limits and controls for my staff?

Yes. The online platform offers over 180 granular controls for account administrators. You can set individual spending limits, restrict purchases to specific merchant categories (like travel or office supplies), and block certain locations—all in real time from your dashboard.

Will this sync with our existing accounting software?

Yes. Your corporate card account will integrate with any major ERP or accounting software, including QuickBooks Online, Sage Intacct, and NetSuite. Our goal is to make your audit trail cleaner and your month-end reconciliation faster.

Who is the Corporate Card designed for?

The Corporate Card is built for organizations with high annual spend and complex expense management requirements. It is specifically designed to provide large teams at enterprise-level nonprofits with the advanced controls and access to credit that they need to support their operations.

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If your organization is seeking a more simple credit card for basic purchasing needs, check out our Nonprofit Business Card with No Annual Fee, unlimited employee cards, and QuickBooks Online integration. It’s a good fit for most organizations under $1M in annual revenue.

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Disclosures

The Corpay and Comdata Mastercards® are issued by Fifth Third Bank, N.A. or another financial institution, pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
© 2026 Corpay, Inc. The Corpay logo is owned by Corpay. All third-party marks and/or logos displayed herein are registered ® or claimed ™ trademarks of their respective owners. Corpay respects all trademark rights.